INVESTMENTS
EQUITY RETIREMENT SOLUTIONS FUND
What is Retirement Fund?
These funds primarily invest in equities (at least 65% of their assets). They come with a lock-in of at least 5 years or till retirement, whichever is earlier.
Investment choices called retirement funds, sometimes referred to as pension funds, enable a person to set aside a specific percentage of their income for retirement. After retirement, these funds provide a steady stream of income; the retiree receives annuities on their investments until their death.
Retirement mutual fund plans usually invest in low risk investment options, like Government-securities, to ensure steady returns. Pension funds usually offer up to 11% interest depending on the policy and investments, making them best suited for retirement planning than any of the alternatives.
KEY KNOWLEDGE
What is the purpose of Retirement Fund:
Who Should Invest in Retirement Fund?
Major Advantages of Retirement Fund:
Top Schemes Equity Retirement Solutions Fund
HDFC Retirement Savings Fund Equity Plan Direct-Growth is a Retirement Solutions mutual fund scheme from Hdfc Mutual Fund. This fund has been in existence for 7 yrs 9 m, having been launched on 05/02/2016. HDFC Retirement Savings Fund Equity Plan Direct-Growth has ₹3,739 Crores worth of assets under management (AUM) as on 30/09/2023 and is medium-sized fund of its category. The fund has an expense ratio of 0.73%, which is less than what most other Retirement Solutions funds charge.
HOLDING ANALYSIS
EQUITY SECTOR ALLOCATION
TOP STOCK HOLDING
ALLOCATION BY MARKET CAPITALIZATION
Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth is a Retirement Solutions mutual fund scheme from Nippon India Mutual Fund. This fund has been in existence for 8 yrs 10 m, having been launched on 22/01/2015. Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth has ₹2,554 Crores worth of assets under management (AUM) as on 30/09/2023 and is medium-sized fund of its category. The fund has an expense ratio of 0.98%, which is close to what most other Retirement Solutions funds charge.
HOLDING ANALYSIS
EQUITY SECTOR ALLOCATION
TOP STOCK HOLDING
ALLOCATION BY MARKET CAPITALIZATION
Tata Retirement Savings Fund Progressive Plan Direct-Growth is a Retirement Solutions mutual fund scheme from Tata Mutual Fund. This fund has been in existence for 10 yrs 11 m, having been launched on 01/01/2013. Tata Retirement Savings Fund Progressive Plan Direct-Growth has ₹1,512 Crores worth of assets under management (AUM) as on 30/09/2023 and is medium-sized fund of its category. The fund has an expense ratio of 0.62%, which is less than what most other Retirement Solutions funds charge.
HOLDING ANALYSIS
EQUITY SECTOR ALLOCATION
TOP STOCK HOLDING
ALLOCATION BY MARKET CAPITALIZATION
Aditya Birla Sun Life Retirement Fund - The 30s Plan Direct - Growth is a Retirement Solutions mutual fund scheme from Aditya Birla Sun Life Mutual Fund. This fund has been in existence for 4 yrs 9 m, having been launched on 19/02/2019. Aditya Birla Sun Life Retirement Fund - The 30s Plan Direct - Growth has ₹306 Crores worth of assets under management (AUM) as on 30/09/2023 and is medium-sized fund of its category. The fund has an expense ratio of 1.04%, which is higher than what most other Retirement Solutions funds charge.
HOLDING ANALYSIS
EQUITY SECTOR ALLOCATION
TOP STOCK HOLDING
ALLOCATION BY MARKET CAPITALIZATION
ICICI Prudential Retirement Fund - Pure Equity Plan Direct - Growth is a Retirement Solutions mutual fund scheme from Icici Prudential Mutual Fund. This fund has been in existence for 4 yrs 9 m, having been launched on 07/02/2019. ICICI Prudential Retirement Fund - Pure Equity Plan Direct - Growth has ₹367 Crores worth of assets under management (AUM) as on 30/09/2023 and is medium-sized fund of its category. The fund has an expense ratio of 1.1%, which is higher than what most other Retirement Solutions funds charge.
HOLDING ANALYSIS
EQUITY SECTOR ALLOCATION
TOP STOCK HOLDING
ALLOCATION BY MARKET CAPITALIZATION
SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth is a Retirement Solutions mutual fund scheme from Sbi Mutual Fund. This fund has been in existence for 2 yrs 10 m, having been launched on 20/01/2021. SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth has ₹1,762 Crores worth of assets under management (AUM) as on 30/09/2023 and is medium-sized fund of its category. The fund has an expense ratio of 0.86%, which is close to what most other Retirement Solutions funds charge.
HOLDING ANALYSIS
EQUITY SECTOR ALLOCATION
TOP STOCK HOLDING
ALLOCATION BY MARKET CAPITALIZATION
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